Term Insurance VS Whole Insurance

Term Life Insurance versus Whole Life Insurance is a debate many people have when buying life insurance. Many term policies are renewable, which means they may be renewed without providing evidence of good health until a specified age. However, because of the increased risk of death at a higher age, renewal premiums will always be higher than previous premiums.

Many term policies are also convertible, which means they may be exchanged for another type of policy, such as whole life. Whole life insurance, sometimes called straight life or permanent life, is protection that can be kept as long as you live. You can choose to pay a premium that doesn't rise as you grow older, averaging the cost of the policy over your life. Whole life insurance has a "cash value" or the sum that grows over the years with taxes deferred. If you cancel the policy, you receive a lump sum. At retirement, many people then begin to use the accumulated cash value to supplement retirement income. This type of life insurance plays an important role in financial planning for many families.

Why PrimeQuote Term Life Insurance for your Term Insurance VS Whole Insurance Quote
There are many reasons to choose PrimeQuote Insurance for your Premium Mortgage insurance needs.

	You will only be contacted by us; we never sell your personal information to third parties, like insurance marketers or telemarketers.
	Our state-of-the-art quoting database qualifies you for the inexpensive and excellent coverage you need and deserve.
	We provide quotes from a broad array of insurance companies, making sure you receive the best value for your money that the market has to offer.
	Our longstanding history of excellent customer service and our meticulous attention to detail leaves no stone unturned in our effort to provide you with the best term life insurance.
	We only quote rates from highly rated and respectable insurance companies, which means you receive the best coverage out there.
	We pride ourselves on providing personal customer service during extended business hours, ensuring that you always are able to speak with your assigned representative.

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